360º Estate Planning Roadmap Estate Management 101 Principles of Preserving Wealth Safeguard Your Digital Estate Critical Estate Documents When Heirs are Imperfect Problems with Probate Children with Special Needs * Finding Special Needs Care * Do you have a will? Though most Americans are aware that they need some sort of Will, the majority of us – about 60% – don’t have one. People procrastinate for many reasons, but it’s important to know that Estate Planning – no matter what the size of your estate – doesn’t have to be complicated or expensive. And once it’s done, you’ll rest easier, knowing that your wishes will be fulfilled no matter what the future brings.It’s a universal truth that you can’t take it with you. But will your inheritors have to pay for what you leave behind? When a person dies, someone must step in to finalize that person’s affairs. Bills must be paid, property must be accounted for and assets must be passed on to the heirs chosen by the deceased person. Without other arrangements, state law usually requires that all this be handled through court proceedings. This process can take many months. Because probate is time consuming, expensive and usually unnecessary, smart people plan in advance to avoid placing this burden on their heirs.We realize that many of us are squeamish when it comes to thinking and talking about death, particularly our own. But, preparing a few legal documents with the help of someone who is familiar with this process can ensure that the things you worked so hard for all your life will be saved from probate and unnecessary taxes. Get answers to your estate planning questions. Learn how to provide a personalized program that’s just right for you and your family. Don’t put this important decision off any longer. You’ll be glad you did.*Special Needs Planning services provided working with Michael H. Clark of Capstone Colorado, a MassMutual Firm. Michael H. Clark is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services, LLC, Member SIPC. Supervisory office: 4600 S. Ulster Street, Suite 1200, Denver, CO 80237; Phone 303-779-6500. Michael Clark is domiciled in CO, CA Insurance Lic. #0E72579 Getting Started For many reading this page, most of your estate planning needs consist of a Will, Powers of Attorney, Living Will and perhaps a Living Trust. Take Steps Today to Manage Your Estate Tomorrow In this ebook, you'll learn the critical elements of an estate strategy. Considering these crucial details may help an executor uphold your values, goals, and desires for your estate. First Name Last Name Email Address Thank you! Oops!